:root{
  --ink:#0b1739;--ink-2:#17264d;--paper:#f7f8fb;--white:#fff;
  --accent:#ef4b57;--accent-dark:#d93a47;--sky:#39a9db;--muted:#60708f;
  --line:#dce2ef;--success:#1f8a64;--warning:#9b6b06;
  --radius:18px;--shadow:0 18px 50px rgba(10,22,56,.10);
  --max:1160px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{
  margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.65;-webkit-font-smoothing:antialiased
}
a{color:#165b8f;text-decoration-thickness:1px;text-underline-offset:3px} a:hover{color:var(--accent-dark)}
img,svg{max-width:100%}.container{width:min(var(--max),calc(100% - 36px));margin:auto}
.site-header{position:sticky;top:0;z-index:30;background:rgba(11,23,57,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{min-height:72px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:900;letter-spacing:-.02em}
.brand-mark{width:38px;height:38px;border-radius:11px;background:linear-gradient(145deg,var(--accent),#ff7b61);display:grid;place-items:center;color:#fff;font-weight:950;box-shadow:0 8px 25px rgba(239,75,87,.35)}
.brand small{display:block;color:#a9b7d6;font-weight:600;font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}
.navlinks{margin-left:auto;display:flex;align-items:center;gap:18px}.navlinks a{color:#e8eefc;text-decoration:none;font-weight:700;font-size:.92rem}
.navlinks a:hover{color:#fff}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;font-weight:850;text-decoration:none!important;border:0;cursor:pointer}
.nav-cta,.btn-primary{background:var(--accent);color:#fff!important;box-shadow:0 10px 25px rgba(239,75,87,.24)}.nav-cta:hover,.btn-primary:hover{background:var(--accent-dark)}
.btn-secondary{background:#fff;color:var(--ink)!important;border:1px solid var(--line)}.menu-btn{display:none;background:none;border:1px solid rgba(255,255,255,.2);color:#fff;border-radius:10px;padding:8px 10px;font-weight:800}
.hero{background:radial-gradient(circle at 80% 25%,rgba(57,169,219,.24),transparent 28%),linear-gradient(145deg,var(--ink),#102b64);color:#fff;padding:78px 0 72px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:50px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;font-weight:850;color:#9edcff;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem}
.hero h1,.page-hero h1{font-size:clamp(2.45rem,6vw,5rem);line-height:.98;letter-spacing:-.055em;margin:15px 0 20px;max-width:900px}
.hero p{font-size:1.18rem;color:#d4def2;max-width:760px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.funnel-art{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:28px;padding:28px;box-shadow:var(--shadow)}
.funnel-step{height:42px;margin:10px auto;border-radius:12px;background:linear-gradient(90deg,#fff,#c9dcff);opacity:.95}.funnel-step:nth-child(1){width:100%}.funnel-step:nth-child(2){width:82%}.funnel-step:nth-child(3){width:62%}.funnel-step:nth-child(4){width:42%;background:linear-gradient(90deg,#ff9a8b,var(--accent))}
.section{padding:68px 0}.section-tight{padding:38px 0}.section h2{font-size:clamp(1.8rem,4vw,2.8rem);line-height:1.1;letter-spacing:-.035em;margin:0 0 14px}.lede{font-size:1.12rem;color:var(--muted);max-width:790px}
.grid{display:grid;gap:20px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 28px rgba(10,22,56,.055)}
.card h3{margin:0 0 8px;font-size:1.22rem;letter-spacing:-.02em}.card p{margin:0;color:var(--muted)}.card a.stretched{display:inline-block;margin-top:16px;font-weight:850}
.kicker{color:var(--accent);font-weight:900;font-size:.78rem;text-transform:uppercase;letter-spacing:.11em}
.trustbar{background:#fff;border-bottom:1px solid var(--line)}.trustrow{display:flex;gap:28px;justify-content:center;flex-wrap:wrap;padding:16px 0;font-size:.86rem;color:var(--muted);font-weight:750}
.page-hero{background:linear-gradient(145deg,var(--ink),#173169);color:#fff;padding:58px 0 48px}.page-hero h1{font-size:clamp(2.2rem,5vw,4.1rem)}.page-hero p{color:#d5def0;font-size:1.1rem;max-width:820px}.breadcrumbs{font-size:.83rem;color:#b9c5dd;margin-bottom:18px}.breadcrumbs a{color:#dce8ff}
.layout{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:48px;align-items:start}.article{background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(24px,4vw,48px);box-shadow:var(--shadow)}.article h2{font-size:1.75rem;line-height:1.2;letter-spacing:-.03em;margin-top:2.1em}.article h3{font-size:1.25rem;margin-top:1.7em}.article p,.article li{color:#2a395a}.article ul,.article ol{padding-left:1.25rem}.article li{margin:.5rem 0}.article .answer{font-size:1.15rem;color:var(--ink);background:#f1f6ff;border-left:4px solid var(--sky);padding:18px 20px;border-radius:0 12px 12px 0}
.sidebar{position:sticky;top:96px}.toc,.side-cta{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin-bottom:18px}.toc strong,.side-cta strong{display:block;margin-bottom:10px}.toc a{display:block;padding:7px 0;color:#465779;text-decoration:none;font-size:.9rem}.side-cta{background:linear-gradient(145deg,#0f234f,#173a78);color:#fff}.side-cta p{color:#cbd8f1;font-size:.9rem}.side-cta .btn{width:100%}
.note,.offer-check,.disclosure{border-radius:14px;padding:17px 18px;margin:24px 0;font-size:.93rem}.note{background:#fff9e8;border:1px solid #efdca5;color:#6e5512}.offer-check{background:#eefaf5;border:1px solid #bde8d5;color:#195f48}.disclosure{background:#f5f2ff;border:1px solid #d9d0f4;color:#4b3a70}
.comparison{width:100%;border-collapse:collapse;margin:24px 0;font-size:.93rem}.comparison th,.comparison td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.comparison th{background:#f0f4fb;color:var(--ink)}
.cta-box{background:linear-gradient(145deg,#0f234f,#163a79);color:#fff;border-radius:20px;padding:28px;margin:34px 0}.cta-box h2,.cta-box h3{margin:0 0 8px;color:#fff}.cta-box p{color:#cbd8f1}.cta-box .fine{font-size:.78rem;color:#aebddd;margin-top:12px}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.related a{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;text-decoration:none;font-weight:800;color:var(--ink)}.related a:hover{border-color:#aebcda;transform:translateY(-1px)}
.footer{background:#08132f;color:#d7e1f5;padding:54px 0 28px;margin-top:70px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:30px}.footer a{display:block;color:#b8c6e1;text-decoration:none;margin:7px 0;font-size:.9rem}.footer small{color:#8494b7}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding-top:22px;color:#8494b7;font-size:.82rem}
.badge{display:inline-flex;padding:6px 10px;border-radius:999px;background:#eef3fb;color:#445879;font-weight:800;font-size:.74rem;margin-right:5px}.source-list{font-size:.88rem;background:#f7f9fc;border:1px solid var(--line);border-radius:14px;padding:18px}.source-list li{margin:.45rem 0}
.feature-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:24px 0}.feature{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:14px;font-weight:750;color:#263657}
.mini-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px;color:#c5d0e7;font-size:.82rem}.mini-meta span{border:1px solid rgba(255,255,255,.16);border-radius:999px;padding:6px 10px}
@media (max-width:900px){.hero-grid,.layout,.footer-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr 1fr}.sidebar{position:static}.funnel-art{max-width:520px}.navlinks{display:none;position:absolute;top:72px;left:0;right:0;background:#0b1739;padding:18px;flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu-btn{display:block;margin-left:auto}.nav-cta{display:none}}
@media (max-width:620px){.container{width:min(100% - 24px,var(--max))}.grid-3,.grid-2,.related,.feature-list{grid-template-columns:1fr}.hero{padding:55px 0}.section{padding:48px 0}.article{border-radius:16px}.nav{min-height:64px}.navlinks{top:64px}.brand small{display:none}}

.skip-link{position:absolute;left:12px;top:-60px;z-index:1000;background:#fff;color:#0b1739;padding:10px 14px;border-radius:8px;font-weight:850}
.skip-link:focus{top:12px}
:focus-visible{outline:3px solid #39a9db;outline-offset:3px}
.mobile-ofa-cta{display:none}
.offer-strip{background:#fff4f5;border-block:1px solid #f3c5ca}
.offer-strip .container{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;padding:11px 0;font-size:.88rem}
.offer-strip strong{color:#9f2530}
.offer-strip a{font-weight:900}
.sidebar .review-link{display:block;text-align:center;margin-top:10px;color:#d8e4fa;font-size:.82rem}
.compact-disclosure{font-size:.76rem;color:#b9c7e2;margin-top:9px}
@media (max-width:900px){
  body{padding-bottom:68px}
  .mobile-ofa-cta{display:flex;position:fixed;left:10px;right:10px;bottom:10px;z-index:50;background:#ef4b57;color:#fff!important;text-decoration:none;border-radius:999px;padding:13px 18px;justify-content:center;font-weight:900;box-shadow:0 12px 30px rgba(11,23,57,.28)}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

@media (max-width:900px){.navlinks .nav-cta{display:inline-flex}}